Born in Jaipur, Rajasthan, Smita Bansal studied at India International School, Jaipur. She came to Mumbai in 1997 and resided here permanently. She has done number of television dailies and performed in movies too. Her most notable roles are in the Zee TV soaps Amanat, Aashirwad and Sarhadein. She has also acted in the 2008 Bollywood film Karzzzz. She is currently acting in the soap Balika Vadhu in Colors TV.
She won ITA Award for Best Actress in a Supporting Role and Indian Telly Award for Best Actress in a Supporting Role for her role played in serial Balika Vadhu. She also acted in a Malayalam movie Daya directed by Venu which was an adaptive story of One Thousand and One Nights Scripted by M.T. Vasudevan Nair.
She also participated in Fear Factor - Khatron Ke Khiladi in 2011, hosted by Akshay Kumar. She married to Ankush Mohla on December 8, 2000 and has two daughters with him.